Please ensure Javascript is enabled for purposes of website accessibility
With You Every Step of the Way

Get in Touch With Us

Have questions or need more information? Give us a call or send us an email and we will be happy to help!

FHA Loan Docs

Helping People Become Homeowners Since 1934.

Who Should Get an FHA Loan?

  • First Time Homeowners – FHA loans are a great way to buy homes with low down payments and easy qualifications.

  • Fixer Uppers – FHA has a loan that lets you buy a home, fix it up, and include the costs in one loan. Or if your home needs to be remodeled or repaired, you can refinance what you own and add the cost of the repairs. 

  • Seniors – FHA reverse mortgage is for those who are 62 or older, live in their home, outright own it or want a low loan balance. It lets you convert a portion of your equity into cash. 

  • Energy Conscious Homeowners – The cost of energy efficient improvements can be included into an FHA Energy – Efficient Mortgage. 
  • Manufactured Housing and Mobile Home Owners – FHA has two types of loans for these homeowners. One for those who own the land that the home is on and another for mobile homes that will be/are in mobile home parks.

Over 80 Years of Helping Homeowners

  • Federal Housing Administration (FHA) allows for a buyer to purchase a home with as little as 3.5% down and they tend to be more lenient on areas such as credit scores, funds to close and co-borrowers.

  • Conventional Lenders use credit scoring to decide if people are eligible for loans. FHA does not have specific credit score requirements, but instead relies on the borrower’s ability and willingness to pay. If the borrower has credit issues, they can explain what happened to receive a chance at approval.

  • If a customer has had a good payment history for the past 12 to 24 months, they often get approved for an FHA loan.

Ready to Get Started on Your Home Loan?

Let Our Team of Experts Help You On Your Journey

Star Financial, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry.

(888) 671-7885


Equal Housing Opportunity | NMLS #1429 |

Licensed in:
California – 603C571

Copyright © 2022 Star Financial. All Rights Reserved. Privacy Policy | Terms of Service